HTGillis Insurance Blog

Connecticut Insurance Agent : Life Insurance, Health Insurance, Long-Term Care, H Thomas Gillis Insurance Branford Connecticut

H Thomas Gillis Insurance Blog — Sun, 15 Aug 2010 06:19:33 +0000

H Thomas Gillis Insurance Connecticut : Insurance Advice, Insurance Commentary, Insurance Information, H Thomas Gillis Insurance Branford Connecticut

An Un-Selfish Act : Life Insurance

H Thomas Gillis Insurance Blog — Sun, 15 Aug 2010 06:13:39 +0000

LIFE INSURANCE : most people dred those two words. The truth is it is the Most Un-Selfish act you can do for yur family and the ones you love. Life Insurance will make all the difference from your family keeping the home they live in or having to end up renting a small condo. Life Insurance will put your kids through Harvard, rather than having to settle for State U. Life Insurance will be there if you are not. Life goes on one way or another, with or without us. Leave the ones you love, your family and children, the lifestyle they are used too. It will be hard enough to adjust to them without you in their lives. Don’t make it three times as hard on them because they are losing the Home they love or can not go to the College of their dreams. As I said – the Most Un-Selfish act – LIFE INSURANCE – protect the ones you love, the family you go to work for everyday so they can have a nice home, and new nikes ………. think about it. It’s a hard cold truth, but it is the most loving thing you can do for your family. PROTECT them with Life Insurance on You! Here in Connecticut contact me and I will consult with you on your needs for Life Insurance coverage. www.HTGillisInsurance.com / email me at : quote@htgillisinsurance.com / have a great day! And think about how important it is for you to protect your loved ones. – HT Gillis.

Save Your Family’s Fortune – Long Term Care Insurance

H Thomas Gillis Insurance Blog — Fri, 13 Aug 2010 11:12:34 +0000

Long Term Care Insurance – an Parent in their lates 50s and 60s may appear fine for all functions and lifestyle duties. And they maybe 100% on top of their everyday game. – WHY? – Buy LONG TERM CARE Insurance – because as they approach 70 / 72/ 74 – suddenly this parent that functioned at 100% just 10 years ago is now having trouble. Trouble remembering the day of the week. The grand-children’s birthdays, ev eryday things that were so easy just 10 years prior. It is 10 years ago you needed to buy the policy and get it on the cheap when this loving Parent was 100%. Now you may not be able to get the insurance. As the Parent becomes more Elderly, you will find you need live-in care, part-time at first , then full-time. Suddenly your Parent is spending $75,000 a year for having 24/7 help. Now if he or she has $1 million – $3 million in assests, they won’t get statebenefits, it all comes out of their pockets. The money that was going to be passed down to the next generation and the next even, is suddenly going up in smoke. Don’t let it happen to you.

10 years at 75K a year and their goes 3/4s of the nest egg ot 50% of their life savings. Its sad and a poor way to spend money. But you have no choice? But 10 years prior you could have gotten a LONG TERM CARE Policy with a 10 year benefit or a Life-time benefit for apx$4000 – $5000. What seemed like alot of money at the time will be a drop in the bucket if your 72 year old parent develops Dimensia, or Alzhiemers.

Contact me for more information, I am living proof, watching my mother go through apx $120,000 a year, ( 24/7 care and running the house). You can go to my web site: http://www.htgillisinsurance.com

Or email me at quote@htgillisinsurance.com

I will tell you my story. Think it over, it’s no joke when you need round the clock aide for an elderly parent.

Protect your Lifestyle, Income, Savings with Insurance

H Thomas Gillis Insurance Blog — Thu, 12 Aug 2010 17:09:07 +0000

Protect your Lifestyle, Income, Savings with Insurance.

Insurance is a tool to be used by everyone. The most important things Insurance can do is save you and your family from catastrophy. Insurance will protect you and your family’s income, savings, home, retirement money and your lifestyle.